ABOUT US
We are a Mortgage Banker who have been in business since 1997 helping individuals qualify in order to achieve their American dream of becoming homeowners. M & A Mortgage are experts in assisting people with FHA Loans, Conventional Loans, VA Loans, Purchases, Refinances, Jumbo Loans, Credit Repair. We pride ourselves in helping you qualify for a mortgage loan even with bad credit history or low-income circumstances.
The president, Maria Avalos, has nearly 30 years of experience in the Mortgage Industry assisting clients with all of their mortgage needs.
WHO WE SERVE
People who want to own home property even when having bad credit history, low-income circumstances. For already existing homeowners, we help you refinance to pay off your mortgage loan in a shorter term of 10-15 years, compared to 30 years, convert adjustable rate loan into a fixed loan, cashing out to pay credit debts and/or remodel your home.
HOW WE CAN HELP YOU BUY
P R O G R A M S
FHA LOANS
Government-backed mortgage insured by the Federal Housing Administration (FHA) for first-time homebuyers. FHA home loans require lower minimum credit scores and down payments than many conventional loans.
CONVENTIONAL LOANS
A mortgage that is not backed by any government agency. Conventional loans are often also called “conforming” loans because they follow lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Corporation (Freddie Mac).
VA LOANS
A mortgage loan in the United States guaranteed by the US Department of Veteran Affairs.
T Y P E S O F L O A N S
CONTACT US
You can reach us at (714) 560-1970
OR fill out the form below and we’ll get back to you as soon as possible.
